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Enter your vehicle details to see theft risk data and how it affects your insurance.
Top 10 Most Stolen Vehicles in America
| Rank | Vehicle | Thefts (2022) | Risk Level |
|---|---|---|---|
| #1 | 2021 Chevrolet Silverado | 48,206 | HIGH |
| #2 | 2022 Ford F-150 | 44,014 | MEDIUM |
| #3 | 2020 Honda Civic | 34,144 | HIGH |
| #4 | 2020 Honda Accord | 30,814 | HIGH |
| #5 | 2021 Hyundai Sonata | 28,943 | VERY HIGH |
| #6 | 2021 Hyundai Elantra | 27,111 | VERY HIGH |
| #7 | 2020 Kia Optima | 24,587 | VERY HIGH |
| #8 | 2022 Toyota Camry | 23,721 | MEDIUM |
| #9 | 2020 GMC Sierra | 18,988 | MEDIUM |
| #10 | 2022 Toyota Corolla | 17,875 | MEDIUM |
Source: NICB Hot Spots Report 2022
Understanding Vehicle Theft Risk
Why Some Cars Are Stolen More
Thieves target vehicles for different reasons: parts value (trucks like F-150s and Silverados), ease of theft (older Hondas, Hyundai/Kia models without immobilizers), or resale value. The "Kia Challenge" on social media led to a 1,000%+ increase in Hyundai and Kia thefts.
How Theft Affects Insurance
Comprehensive coverage, which pays for theft, costs more for high-risk vehicles. Some insurers have stopped covering certain Hyundai and Kia models entirely. Anti-theft devices can reduce your premium by 5-25%.
Frequently Asked Questions
Is my car likely to be stolen?
It depends on your make, model, year, and location. Full-size trucks, Honda Civics/Accords, and 2011-2022 Hyundai/Kia models without immobilizers are at highest risk. States like California, Colorado, and Washington have the highest theft rates.
Does car theft affect my insurance rate?
Yes. Vehicles with high theft rates cost more to insure for comprehensive coverage. If your car is stolen and you have comprehensive coverage, your premium may increase at renewal.