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What is SR-22 Insurance?
An SR-22 is not insurance itself—it's a certificate proving you have the required liability coverage. Your insurer files it with the state DMV. It's typically required after DUI/DWI, driving without insurance, or serious violations.
Estimate Your SR-22 Costs
Select your state and violation type to see estimated costs and find affordable SR-22 coverage.
Carriers Offering SR-22 Insurance
Progressive
A+High-risk specialists with competitive SR-22 rates
GEICO
A++Fast SR-22 filing, often same-day
State Farm
A++Broad high-risk coverage options
The General
ASpecializes in non-standard insurance
Dairyland
AHigh-risk driver specialists
Bristol West
ANon-standard auto insurance
SR-22 Insurance FAQ
How long do I need SR-22?
Most states require SR-22 for 3 years, though some (like Texas and Iowa) require only 2 years. The clock starts when you file, and any lapse in coverage restarts the requirement period.
What happens if I let my SR-22 lapse?
Your insurer will notify the DMV immediately. Your license will likely be suspended, and you'll have to restart the SR-22 period from day one when you reinstate coverage.
Can I get SR-22 from any insurance company?
Not all insurers offer SR-22 in all states. Some may drop you if you need one. Companies like Progressive, GEICO, and The General specialize in high-risk drivers and commonly issue SR-22 certificates.