Most Expensive States
- 1. Michigan$2,610/yr
- 2. Florida$2,560/yr
- 3. Louisiana$2,340/yr
- 4. California$1,920/yr
- 5. New York$1,840/yr
Cheapest States
- 1. Maine$920/yr
- 2. Idaho$1,020/yr
- 3. Iowa$1,080/yr
- 4. Ohio$1,080/yr
- 5. New Hampshire$1,120/yr
Frequently Asked Questions
Do I need new car insurance when I move to another state?
Yes, when you move to a new state, you must update your car insurance to comply with that state's requirements. Most states require you to update within 30-90 days of establishing residency.
Which states have the cheapest car insurance?
The cheapest states for car insurance are typically Maine, Idaho, Ohio, Iowa, and Vermont, with average premiums around $900-$1,100 per year. Rural states with lower population density tend to have lower rates.
Which states have the most expensive car insurance?
Michigan has the highest average premiums ($2,600+) due to its unique no-fault system. Florida, Louisiana, California, and New York also rank among the most expensive states, with averages above $1,800/year.