Accident Details
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Frequently Asked Questions
How much does the average car accident cost?
The average car accident costs $10,000-$20,000 including vehicle damage, medical expenses, and increased insurance premiums over 5 years. Serious accidents can exceed $100,000.
How much does insurance go up after an accident?
Insurance typically increases 20-50% after an at-fault accident. The increase lasts 3-5 years depending on your state. Minor fender benders may cause a 20% increase, while serious accidents can double your rates.
What happens if the other driver's injuries exceed my liability limit?
If injuries exceed your liability limit, you are personally responsible for the difference. This is why experts recommend at least 100/300 coverage instead of state minimums.