Liberty Mutual Auto Insurance

Liberty Mutual Auto Insurance Quotes And Review

Start With Your ZIP Code, Then Review Liberty Mutual Ratings, Complaint Data, Rate Changes, And Coverage Signals.

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AM Best Rating
A
Stable outlook
National Rank
#6
by market share
Complaint Index
1.23
23% above industry average
Founded
1912
114 years in business

Liberty Mutual Rates by State

Average Premium Comparison (Top 10 States)

National avg: $1,920

Rates vary by driver profile and coverage level. View recent rate filings →

Liberty Mutual Rate Changes

No rate filings found for this carrier. Check back soon as we continue adding data.

Liberty Mutual Complaints

NAIC Complaint Index

The complaint index compares the number of complaints to market share. A score below 1.0 means fewer complaints than expected for company size.

1.2323% above average

Liberty Mutual has more complaints than expected relative to its market share. With a complaint index of 1.23, this carrier receives 23% more complaints than the industry average for a company of its size.

Common Complaint Categories

Claims Handling42%
Premium/Billing28%
Policy Terms18%
Customer Service12%

Industry-wide complaint category breakdown. Source: NAIC.

About Liberty Mutual

Last updated: May 2026Data: NAIC, AM Best

Liberty Mutual is a major national auto insurance carrier, founded in 1912 (114 years in business) and headquartered in Boston, MA.

Financial Strength: Liberty Mutual carries an AM Best rating of A, strong financial stability and reliable claims-paying ability.

Customer Complaints: The NAIC complaint index for Liberty Mutual is 1.23, above the industry average, which may indicate customer service challenges. A score of 1.0 represents the national median—scores below 1.0 indicate fewer complaints than expected for a company of this size.

Liberty Mutual offers standard auto insurance coverages including liability, collision, comprehensive, and optional add-ons like roadside assistance and rental car reimbursement.

With an AM Best financial strength rating of A (Stable outlook),Liberty Mutual demonstrates strong ability to meet ongoing insurance policy obligations.

According to NAIC data, Liberty Mutual has a complaint index of 1.23, which is above the industry average of 1.0. Potential customers should research recent customer experiences.

Company Details

Contact Information

Headquarters
Boston, MA
Website
libertymutual.com
NAIC Code
23043

Financial Information

AM Best Rating
A
Rating Outlook
Stable
Parent Company
Liberty Mutual Group

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Data Sources & Methodology

The information on this page is compiled from authoritative sources:

  • NAICNational Association of Insurance Commissioners complaint data
  • AM BestFinancial strength ratings

Insurance quotes and actual premiums will vary based on individual factors. This content is for informational purposes only.