Amica Mutual Auto Insurance

Amica Mutual Auto Insurance Quotes And Review

Start With Your ZIP Code, Then Review Amica Mutual Ratings, Complaint Data, Rate Changes, And Coverage Signals.

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AM Best Rating
A+
Stable outlook
National Rank
#16
by market share
Complaint Index
0.48
52% below industry average
Founded
1907
119 years in business

Amica Mutual Rates by State

Average Premium Comparison (Top 10 States)

National avg: $1,920

Rates vary by driver profile and coverage level. View recent rate filings →

Amica Mutual Rate Changes

No rate filings found for this carrier. Check back soon as we continue adding data.

Amica Mutual Complaints

NAIC Complaint Index

The complaint index compares the number of complaints to market share. A score below 1.0 means fewer complaints than expected for company size.

0.4852% below average

Amica Mutual has fewer complaints than expected relative to its market share. With a complaint index of 0.48, this carrier receives 52% fewer complaints than the industry average for a company of its size.

Common Complaint Categories

Claims Handling42%
Premium/Billing28%
Policy Terms18%
Customer Service12%

Industry-wide complaint category breakdown. Source: NAIC.

About Amica Mutual

Last updated: May 2026Data: NAIC, AM Best

Amica Mutual is a major national auto insurance carrier, founded in 1907 (119 years in business) and headquartered in Lincoln, RI.

Financial Strength: Amica Mutual carries an AM Best rating of A+, excellent financial strength and exceptional ability to meet ongoing obligations.

Customer Complaints: The NAIC complaint index for Amica Mutual is 0.48, well below the industry average, indicating strong customer satisfaction. A score of 1.0 represents the national median—scores below 1.0 indicate fewer complaints than expected for a company of this size.

Amica Mutual offers standard auto insurance coverages including liability, collision, comprehensive, and optional add-ons like roadside assistance and rental car reimbursement.

With an AM Best financial strength rating of A+ (Stable outlook),Amica Mutual demonstrates excellent ability to meet ongoing insurance policy obligations.

According to NAIC data, Amica Mutual has a complaint index of 0.48, which is below the industry average of 1.0. This indicates excellent customer satisfaction relative to the carrier's market share.

Company Details

Contact Information

Headquarters
Lincoln, RI
Website
amica.com
NAIC Code
19976

Financial Information

AM Best Rating
A+
Rating Outlook
Stable
Parent Company
Amica Mutual Insurance

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Data Sources & Methodology

The information on this page is compiled from authoritative sources:

  • NAICNational Association of Insurance Commissioners complaint data
  • AM BestFinancial strength ratings

Insurance quotes and actual premiums will vary based on individual factors. This content is for informational purposes only.